NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated October 7, 2003, executed by Alfonso W. Chaney and Debra Chaney, husband and wife, as mortgagors, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Washington County, Minnesota, on November 20, 2003, as Document No. 3403799, which mortgage conveyed and mortgaged the following described property, situated in the County of Washington and State of Minnesota, which property has a street address of 6443 47th Street North, Oakdale, Minnesota 55128, and tax identification number 0702921240023: