NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated June 25, 2007, executed by Ervin C. Westphal, unmarried, as mortgagor, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Washington County, Minnesota, on July 19, 2007, as Document No. 3652906, which mortgage conveyed and mortgaged the following described property, situated in the County of Washington and State of Minnesota, which property has a street address of 15101 North 47th Street, Stillwater, Minnesota 55082, and tax identification number 1002920230003:

All that part of the Southwest Quarter of the Northwest Quarter (SW 1/4 of NW 1/4) of Section Ten (10), Township Twenty-Nine (29), Range Twenty (20), described as follows, to-wit:

Commencing at the Northwest Corner of the Southwest Quarter of Northwest Quarter (SW 1/4 of NW 1/4) of Section Ten (10), Township Twenty-Nine (29), Range Twenty (20), thence South along the West line of said Southwest Quarter of Northwest Quarter (SW 1/4 of NW 1/4) for Four Hundred Seventy Four and Seven Tenths (474.7) feet; thence North 55°18' East for Three Hundred Sixty Eight and Two Tenths (368.2) feet to the point of beginning of this description; thence South 88°20' East for Two Hundred Eighty Six and Eight Tenths (286.8) feet; thence North 3°01' West for One Hundred Eighty Four and Eight Tenths (184.8) feet to the center line of County Highway No. 12; thence Westerly along the center line of said Highway for Two Hundred Eighty Nine and Seven Tenths (289.7) feet; thence South 3°55' East for One Hundred Eighty Five (185) feet to the point of beginning.

That the original principal amount secured by said mortgage was $226,950.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $233,020.04 in principal and interest.

That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Washington County, Minnesota, at the Sheriff's office in the Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, on June 18, 2012, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagor, his personal representatives or assigns, is six (6) months from the date of said sale.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on December 18, 2012.

THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED: May 2, 2012

TCF National Bank

FOLEY & MANSFIELD, P.L.L.P.

By: Karl K. Heinzerling

Atty. No. 142475

Attorneys for Mortgagee

250 Marquette Avenue, Suite 1200

Minneapolis, Minnesota 55401

5/2-6/6/2012

Tags: public notices, foreclosures