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NOTICE OF MORTGAGE FORECLOSURE SALE

Wednesday, June 3, 2009 - 7:03am

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Date: June 3, 2009

YOU ARE NOTIFIED THAT:

• Default has occurred in the conditions of the Mortgage dated September 9, 2006, executed by Justin M. Krejci and Romana V. Krejci, Husband and Wife, as Mortgagor(s), to Voyager Bank, Minnesota Banking Corporation, as Mortgagee, and filed for record February 16, 2006, as Document No. 1164864, Certificate of Titles No. 62222, in the office of the Registrar of Titles, in Washington County, Minnesota.

• The mortgage has been assigned as follows:

to Minnesota Housing Finance Agency, by instrument dated September 9, 2005,

filed February 16, 2006, as Document No. 1164865, Certificate of Titles No. 62222.

• The land described in the mortgage is registered land.

• The original principal amount secured by the Mortgage was $ 195,489.00.

• No action or proceeding at law is now pending to recover the debt secured by the mortgage or any part thereof.

• The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage, and all notice and other requirements of applicable statutes.

• At the date of this notice, the amount due on the mortgage, and taxes, if any, paid by the holder of the mortgage is:

$ 201,686.98.

• Pursuant to the power of sale in the mortgage, the mortgage will be foreclosed, and the land described as follows:

LOT TWENTY-NINE (29), BLOCK FIVE (5), THOMPSON'S GROVE 5TH ADDITION, ACCORDING TO THE RECORD ED PLAT THEREOF;

will be sold by the County Sheriff of Washington County, Minnesota, at public auction on

August 19, 2009, at 10:00 a.m.,

at 15015 62nd Street North, Law Enforcement Center, Sheriff's Office, City of Stillwater.

• The time allowed by law for redemption by the mortgagor(s) or mortgagor's personal representatives or assigns is six (6) months after the date of sale.

• THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

THIS IS A NOTICE FROM A DEBT COLLECTOR.

MINNESOTA HOUSING FINANCE AGENCY

Assignee of Mortgagee

Marinus W. Van Putten, Jr.,

Reg. No. 11232X

BEST & FLANAGAN LLP

225 South Sixth Street, Suite 4000

Minneapolis, MN 55402

Attorney for Assignee of Mortgagee

(Published in the Woodbury Bulletin on Wednesdays, Jun 3, Jun 10, Jun 17, Jun 24, Jul 1, & Jul 8, 2009.)


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