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NOTICE OF MORTGAGE FORECLOSURE SALE: 12033 Manning Trail North, Stillwater, Minnesota 55082

Wednesday, July 29, 2009 - 10:16am

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated June 20, 2007, executed by Maureen M. Stebor, Unmarried, as mortgagor, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Washington County, Minnesota, on July 3, 2007, as Document No. 3650687, which mortgage conveyed and mortgaged the following described property, situated in the County of Washington and State of Minnesota, which property has a street address of 12033 Manning Trail North, Stillwater, Minnesota 55082, and tax identification number 3203220330002:

That part of the Southwest Quarter of the Southwest Quarter (SW 1/4 of SW 1/4) in Section Thirty-two (32), in Township Thirty-one (31) North, of Range Twenty (20) West, Washington County, Minnesota, which lies South of the North Seven Hundred Six and Sixty- Seven Hundredths (706.67) feet, and which lies Northeasterly of the centerline of Manning Avenue North, and which lies West of the following described parcel of land: commencing at the Southwest cor- ner of said Section Thirty-two (32); thence Easterly, along the South line of said Section Thirty-two (32), a distance of Seven Hundred Seventy-two and Four Hundredths (772.04) feet to the point of begin- ning of the land to be described; thence continuing Easterly, along the South line of said Section Thirty-two (32), a distance of Three Hundred Seventy-one and Two Hundredths (371.02) feet; thence Northerly, deflecting to the left 90º 37' 35", a distance of One Thousand One Hundred Sixty-one and Ninety-seven Hundredths (1161.97) feet to a point on the South line of the Soo Line Railroad right-of-way; thence Westerly, deflecting to the left 85º 29' 20", a distance of Three Hundred Seventy-two and Fifteen Hundredths (372.15) feet along said South right-of-way line; thence Southerly, deflecting to the left 94º 30' 40", a distance of One Thousand One Hundred Eighty- seven and Eighteen Hundredths (1187.18) feet to the point of

beginning.

That the original principal amount secured by said mortgage was $282,400.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $305,451.63 in principal and interest.

That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Washington County, Minnesota, at the Sheriff's main office in the Law Enforcement Center, 15015 62nd Street North, Stillwater, Minnesota, on September 8, 2009, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagor, her personal representatives or assigns, is six (6) months from the date of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED: July 22, 2009 TCF National Bank

FOLEY & MANSFIELD, P.L.L.P.

By: Karl K. Heinzerling

Atty. No. 142475

Attorneys for Mortgagee

250 Marquette Avenue, Suite 1200

Minneapolis, Minnesota 55401

(Published in the Woodbury Bulletin on Wednesday, July 22, July 29, Aug. 5, Aug. 12, Aug. 19 & Aug 26, 2009).


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