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CERTIFICATE OF ASSUMED NAME MONEYWISE A DIVISION OF VANGUARD MORTGAGE & TITLE

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Woodbury, 55125

Woodbury Minnesota 8420 City Centre Drive 55125

STATE OF MINNESOTA

SECRETARY OF STATE

Minnesota Statutes Chapter 333

Filed March 26, 2008

The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

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1. State the exact assumed name under which the business is or will be conducted: Moneywise A Division of Vanguard Mortgage & Title

2. State the address of the principal place of business. A complete street address or rural route and rural route box number is required; the address cannot be a P.O. Box: 1818 Wooddale Drive #102, Woodbury, MN 55125

3. List the name and complete street address of all persons conducting business under the above Assumed Name or if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address: Your Golden Years Financial LLC, 1818 Wooddale Drive #102, Woodbury, MN 55125

4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Dated this 20th day of March, 2008.

s/ Troy Freesemann, Partner

Contact Person: Troy Freesemann

(651) 578-7880

(Published in the Woodbury Bulletin on Wednesday, April 16, 2008 and Wednesday, April 23, 2008.)

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